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HM Wealth - Helps You Manage & Multiply

AMFI REGISTERED MUTUAL FUND DISTRIBUTOR

ARN – 341412

MUTUAL FUNDINSURANCE
PROTECT WHAT MATTERS

Keep Your Family Safe. No Matter What Happens.

A medical emergency or unexpected event shouldn't wipe out your hard-earned savings. We help you pick the right insurance cover with no hidden tricks or fine print.

Family Security Shield

Complete life & health protection

Active Cover
Term Life Income ShieldTerm

Protects family income, loans & education

Premium depends on age, health and cover chosen

Health HospitalizationCashless

Surgeries, room rent, doctor fees covered

Direct settlement at the insurer’s network hospitals

Cashless Network Hospitals 100% Paperless

Multiple top insurers compared side by side with zero hidden clauses.

Cashless Network

Cashless Network Hospitals

Walk in with your health card. The insurer pays the hospital bill directly without cash hassle.

Paperwork Handled

We Help You with Claims

We coordinate with the hospital TPA desk and handle paperwork so your claim is paid smoothly.

100% Plain Words

No Hidden Terms

We explain waiting periods, room-rent caps, and exclusions in plain, straightforward English.

PERSONAL & FAMILY

Protection Plans for You and Your Family

Simple, affordable plans that give you complete peace of mind.

High Cover · Low Cost

1. Term Life Insurance (Family Income Safety)

What it is

Pure life insurance for you.

Why you need it

If something happens to you, your family gets a large lump sum so they can pay bills, finish school, and live without money worries.

Good to know

Very low cost—often costs less than a cup of tea a day.

Cashless Hospitalization

2. Health Insurance (Hospital Bill Cover)

What it is

Protection against big medical bills.

Why you need it

Covers doctor fees, surgeries, hospital room costs, and medicines so you never have to break your fixed deposits or sell jewelry for medical treatment.

Good to know

Cashless hospital treatment across top hospitals in India.

Instant Online Renewal

3. Car & Bike Insurance (Vehicle Safety)

What it is

Full protection for your car or two-wheeler.

Why you need it

Covers damages from accidents, floods, fire, or theft, plus third-party legal protection.

Good to know

Cashless repairs at authorized garages with fast claim approvals.

Domestic & International

4. Travel Insurance (Trip Cover)

What it is

Stress-free trips inside India and overseas.

Why you need it

Covers medical emergencies abroad, lost baggage, flight delays, and emergency cancellations.

Good to know

Required for Schengen and international visas.

FOR BUSINESSES & STARTUPS

Take Care of Your Team. Protect Your Business.

Affordable group insurance plans for teams of 5 to 500+ employees.

For Teams of 5 to 500+

1. Group Health Cover for Employees

Give your team cashless hospital cover. Pre-existing disease cover as per policy terms. Includes maternity and newborn baby care. Helps you attract and keep the best workers.

  • Cashless hospitalization for your entire team
  • Pre-existing disease cover as per policy terms
  • Includes maternity and newborn baby care
  • Helps you attract and retain top talent
Business Continuity

2. Key Person & Partner Cover

Protects your business if a business partner or top leader falls seriously ill. Keeps your business running smoothly without cash flow shocks.

  • Protects profits if a vital partner or leader falls ill
  • Safeguards business continuity and credit rating
  • Prevents sudden cash flow shocks to the company
  • Can be owned by the company with tax benefits
PROFESSIONAL SHIELD

Legal Defense Cover for Professionals

If a client alleges professional error, omission, or service dispute, this indemnity policy covers legal defense and court-awarded damages.

Doctors & Surgeons

Protects against patient complaints, clinical negligence claims, and medical lawsuits.

✓ Legal defense & settlements covered

IT Consultants & Agencies

Covers software bugs, milestone delays, intellectual property issues, or server data claims.

✓ Legal defense & settlements covered

CAs & Tax Consultants

Protects against inadvertent calculation errors, tax filing disputes, and audit liabilities.

✓ Legal defense & settlements covered

Lawyers & Legal Advisors

Covers legal defense costs, client disputes, and breach of professional duty allegations.

✓ Legal defense & settlements covered

What this policy pays for you

Lawyer fees, court costs, investigation expenses, and any settlement money ordered by the court.

Inquire About Professional Indemnity
3-STEP CLAIM PROMISE

We Stand by You When You Need Us Most

Our 3-step claim promise ensures your family never faces hospital billing desks alone.

01

Step 1

One Phone Call

Just call or WhatsApp us as soon as someone goes to the hospital. We are ready to help.

✓ Dedicated coordinator on call
02

Step 2

We Talk to the Hospital

Our team coordinates directly with the hospital desk and insurance TPA for cashless approval.

✓ Dedicated coordinator on call
03

Step 3

Claim Support

We check all your documents to ensure the insurer processes the claim smoothly without unfair rejections.

✓ Dedicated coordinator on call
SIMPLE INSURANCE FAQS

Questions,
answered simply.

The most important things families ask us before picking health and life coverage.

HS

Hari Sarvotham A

Founder · Insurance Claim Support

Direct Desk Support

Yes! Company insurance stops the day you leave your job. Also, company cover is usually small (₹3–5 Lakhs) and has limits on room rent. Having your own policy provides continuous lifelong protection.

Lifelong coverage that stays with you regardless of job changes.
FREE POLICY CHECKUP

Not sure which insurance plan is right for you?

Let our friendly team review your existing policies for free and explain cover options that fit your budget.

Free Policy Review No Pushy Sales Talk Dedicated Claim Support